If you want to borrow money, we review, compare, and demystify everything from personal loans to student loan refinance to find the best interest rate and the best deal.
Personal Finance 2023-03-21T20:56:18Z
chris boutté smiles in this headshot

I dropped out of college after one semester, but I still think college is worth it — just not for everyone

College is a great choice for a lot of people, but I was able to find my own success and happiness without taking on a huge amount of debt.
Personal Finance 2023-03-21T19:22:19Z
Weekly debt consolidation loan interest rates

This Week's Debt Consolidation Loan Interest Rates: March 21, 2023

See the latest debt consolidation loan interest rates. Learn if today is the right time to consolidate your debt based on your credit score.
Green piggy bank has yellow money coins falling into it with a blue background that says best personal loans

The Best Personal Loans of March 2023

The best offers from Insider Coupons

Get in on what’s trending. Shop fashion for the entire family with these coupons from H&M.
Step up your sneaker game with the hottest deals from Foot Locker.
Keep your family in the hottest styles. Check out deals and promo codes for Kohl’s today.
Get great deals on the hottest styles with these coupons and promotions from Express.

Latest in Loans

Personal Finance 2023-03-21T15:56:53Z

This Week's Student Loan Refinancing Rates: March 21, 2023

See the latest student loan refinancing interest rates.
Personal Finance 2023-03-21T10:00:00Z

Today's Mortgage and Refinance Rates: March 21, 2023 | Rates are Flat Ahead of Likely Fed Hike

Mortgage rates dropped last week and are holding steady today as markets await a likely 25-basis-point hike from the Fed.
Personal Finance 2023-03-20T20:05:54Z

US Bank Auto Loans Review 2023

US Bank offers auto loans at great rates for borrowers with excellent credit, especially used cars or refinancing. It doesn't lend for lease buyouts
Personal Finance 2023-03-20T18:32:56Z

The Best Mortgage Lenders for Low Credit Scores of March 2023

The best mortgage lenders have FHA mortgages, qualifying borrowers with credit scores as low as a 580, and many accept alternative forms of credit.
Personal Finance 2023-03-20T16:20:50Z

The HELOC boom: With mortgage rates and home values on the rise, should you borrow against your home equity?

Interest in HELOCs has grown as home values and mortgage rates spiked. Here's how to decide is a HELOC could be a smart financial move right now.
Personal Finance 2023-03-20T10:00:00Z

Today's Mortgage and Refinance Rates: March 20, 2023 | Rates Low Ahead of Fed Meeting

Mortgage rates are low today following the SVB collapse. Rates could fall further depending on the outcome of this week's Fed meeting.
Personal Finance 2023-03-19T10:00:00Z

Today's Mortgage and Refinance Rates: March 19, 2023 | Rates Could Drop Further if SVB Run Causes Fed Pivot

Mortgage rates are holding steady today after dropping significantly last week. Rates fell following the collapse of Silicon Valley Bank.
Personal Finance 2023-03-18T10:00:00Z

Today's Mortgage and Refinance Rates: March 18, 2023 | SVB Collapse Pushed Rates Down This Week

Mortgage rates dropped this week and remain low today. Rates were initially increasing this month but trended down following the SVB failure.
Personal Finance 2023-03-17T22:26:00Z

The Best USDA Loan Lenders of March 2023

The best USDA loan lenders have low minimum credit score requirements and strong ratings from the Better Business Bureau.
Personal Finance 2023-03-17T21:58:05Z

The Best Lenders for FHA Loans in March 2023

Most of the best lenders for FHA loans let you get a mortgage with a 580 credit score and 3.5% down payment.
Personal Finance 2023-03-17T19:29:15Z

Bad credit would cost Americans as much as $20 billion to borrow money this year

Interest rates have risen significantly. Borrowing money with a personal loan costs someone with bad credit 3 times as much in interest.
Personal Finance 2023-03-17T10:00:00Z

Today's Mortgage and Refinance Rates: March 17, 2023 | Rates Drop as SVB Fallout Unfolds

Mortgage rates dropped this week and remain low today following the collapse of Silicon Valley Bank. Rates may continue to drop in the coming weeks.
Personal Finance 2023-03-16T20:39:23Z

The Best Mortgage Lenders for First-Time Buyers of March 2023

The best lenders for first-time buyers have programs specifically for first-time homebuyers, including FHA loans, and high customer satisfaction.
Personal Finance 2023-03-16T18:25:31Z

Current investment property mortgage rates

Check out current investment property mortgage rates using our comprehensive guide. These mortgages are more expensive and have stricter requirements.
Personal Finance 2023-03-16T18:02:40Z

Current second home mortgage rates

Compare current second home mortgage rates in our comprehensive guide. Mortgage rates on second homes are higher. Figure out if it fits your budget.
Personal Finance 2023-03-16T17:02:42Z

First-time homebuyers in Alabama can get down payment assistance, tax credits, and more

If you're a first-time homebuyer in Alabama, here are some of the best programs offered in the state to help you get into a home.
Personal Finance 2023-03-16T10:00:00Z

Today's Mortgage and Refinance Rates: March 16, 2023 | Rates Inch up but Remain Low

Mortgage rates are still relatively low today compared to last week. Rates dropped following the collapse of Silicon Valley Bank.
Personal Finance 2023-03-15T16:11:15Z

Shopping for mortgage preapproval could save you up to $1,200. Here's how to find the best deal.

Getting preapproved with four or more lenders can save you hundreds. Shopping for a lender could help you save when mortgage rates are high.
Personal Finance 2023-03-15T16:02:49Z

Kentucky first-time homebuyer programs offer down-payment assistance and tax credits

First-time homebuyers in Kentucky may be eligible for a mortgage with low insurance costs, or down payment assistance up to $10,000.
Personal Finance 2023-03-15T10:00:00Z

Today's Mortgage and Refinance Rates: March 15, 2023 | Rates Plummet Following SVB Run, CPI Release

Mortgage rates are low today following the collapse of Silicon Valley Bank and the release of February's CPI report, which showed inflation slowing.
Personal Finance 2023-03-14T10:00:00Z

Today's Mortgage and Refinance Rates: March 14, 2023 | Rates at 3-week Low in Response to SVB Failure

Mortgage rates are low today after the closure of Silicon Valley Bank. Rates had previously been rising in anticipation of more hikes from the Fed.
Personal Finance 2023-03-13T21:38:25Z

See today's 15-year refinance rates

Compare the latest 15-year refinance rates to find out if refinancing into a 15-year fixed-rate mortgage could be worthwhile.
Personal Finance 2023-03-13T21:36:10Z

Best Online Mortgage Lenders of March 2023

The best online mortgage lenders have user-friendly websites, and helpful features like live online chat and digital closing. Explore our top picks.
Personal Finance 2023-03-13T21:34:04Z

Current FHA interest rates

See current FHA interest rates and discover how these might impact your monthly mortgage payment. Rates have generally been decreasing.
Personal Finance 2023-03-13T19:08:08Z

SoFi Student Loans Review 2023

SoFi distinguishes itself from other student loan lenders by offering unemployment protection on its loans. The company also offers great rates.
Personal Finance 2023-03-13T16:27:11Z

Sallie Mae Student Loans Review 2023

Sallie Mae is one of the only student loan providers that lends to part-time students. The lender offers four months of Chegg for free with its loans.
Personal Finance 2023-03-13T16:15:17Z

What is owner financing?

With owner financing, a homebuyer finances their purchase through the seller rather than a traditional mortgage lender, making it easier to qualify.
Personal Finance 2023-03-13T10:00:00Z

Today's Mortgage and Refinance Rates: March 13, 2023 | Rates are High Now, but They Could Drop Later This Year

Mortgage rates have been increasing and are up again today. Inflation is slowing, but not as quickly as many expected, which has pushed rates up.
Personal Finance 2023-03-12T10:00:00Z

Today's Mortgage and Refinance Rates: March 12, 2023 | Rising Rates are Hurting Homebuyers Again

Mortgage rates remain elevated today. As rates have risen, affordability has shrunk again, pushing many homebuyers back out of the market.
Personal Finance 2023-03-11T11:00:00Z

Today's Mortgage and Refinance Rates: March 11, 2023 | Hot Job Market Keeps Rates High

Mortgage rates are up today and are likely to remain elevated until the Fed sees sufficient evidence that inflation is slowing.
Personal Finance 2023-03-10T20:37:58Z

Best HELOC Lenders of March 2023

Our favorite HELOC lenders offer low rates and other affordable features, including minimal fees and high maximum loan-to-value ratios.
Personal Finance 2023-03-10T20:36:35Z

Ascent Student Loans Review 2023

Ascent's student loans come with lower minimum APRs than many of the lender's competitors. You may also be eligible for a cash-back reward.
Personal Finance 2023-03-10T16:44:46Z

What is a mortgage lien?

Mortgage liens enable lenders to recoup their losses when a borrower defaults. Here's everything homeowners should know about mortgage liens.
Personal Finance 2023-03-10T11:00:00Z

Today's Mortgage and Refinance Rates: March 10, 2023 | Rates up for Fifth Week in a Row

Mortgage rates increased again this week and remain elevated today. Rates have been increasing in response to high inflation and hikes from the Fed.
Personal Finance 2023-03-09T19:45:57Z

LightStream vs. SoFi: Which personal loan lender is right for you?

LightStream offers lower minimum rates than SoFi on its personal loans. However, neither lender charges any fees.
Personal Finance 2023-03-09T19:40:59Z

SoFi Personal Loans Review 2023

SoFi is a strong personal loan lender for those with high credit scores — you'll get perks like unemployment protection and no fees required.
Personal Finance 2023-03-09T18:05:52Z

What is a cash out refinance? How to get money from your mortgage

A cash-out refinance is a type of mortgage that lets you tap into the equity you have in your home. The cash you receive can be used however you like.
Personal Finance 2023-03-09T17:05:49Z

Today's FHA refinance rates

Compare current FHA refinance rates today, and get tips on which type of FHA refinance is best for you and how to get the best rate.
Personal Finance 2023-03-09T14:24:56Z

Nebraska first-time homebuyer programs in 2023

If you need help paying for your mortgage in Nebraska, you may be eligible for down payment assistance through Nebraska Investment Finance Authority.
Personal Finance 2023-03-09T11:00:00Z

Today's Mortgage and Refinance Rates: March 9, 2023 | Powell Remarks Push Rates Back Up

Mortgage rates are up slightly today following testimony from the Fed Chair that suggested more rate hikes could be in store to tame inflation.
Personal Finance 2023-03-08T21:42:04Z

Delaware first-time homebuyer programs in 2023

Delaware first-time homebuyers can receive up to $2,000 in tax credit. If you qualify, you may also apply for a loan from the state or county.
Personal Finance 2023-03-08T21:24:30Z

Free mortgage payment calculator

Our free mortgage calculator shows how much you'll pay each month based on your down payment, home price, interest rate, and term length.
Personal Finance 2023-03-08T20:32:41Z

Current VA refinance rates today

Explore our comprehensive guide on current VA loan refinance rates. See VA refinance rates today and find out how you can get the best rates.
Personal Finance 2023-03-08T11:00:00Z

Today's Mortgage and Refinance Rates: March 8, 2023 | Rates Inch Down Slightly

Mortgage rates are slightly lower today than where they started the week. Rates have been increasing as the Fed continues to try to tame inflation.
Personal Finance 2023-03-07T22:17:55Z

What credit score do you need to buy a car?

The minimum credit score to get a car loan is around 660, but you won't qualify for the best rates unless your score is significantly higher.
Personal Finance 2023-03-07T21:33:19Z

Federal student loans often come with lower interest rates and better protections than private student loans

Federal and private loans have distinct eligibility requirements, types of interest rates, borrower protections, and more.
Personal Finance 2023-03-07T21:31:28Z

Jumbo loan: Definition, rates, and how to qualify

Jumbo loans are mortgages that exceed conforming loan limits, often up to $2 or $3 million. Jumbo mortgage rates are comparable to conforming rates.
Loading Something is loading.
View more