Loans
I dropped out of college after one semester, but I still think college is worth it — just not for everyone
College is a great choice for a lot of people, but I was able to find my own success and happiness without taking on a huge amount of debt.
This Week's Debt Consolidation Loan Interest Rates: March 21, 2023
See the latest debt consolidation loan interest rates. Learn if today is the right time to consolidate your debt based on your credit score.
Featured Guide
The Best Personal Loans of March 2023
Our list of best personal loans includes LightStream, SoFi, Wells Fargo, Avant, PenFed, Service Credit Union, and Upstart.
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This Week's Student Loan Refinancing Rates: March 21, 2023
See the latest student loan refinancing interest rates.
Today's Mortgage and Refinance Rates: March 21, 2023 | Rates are Flat Ahead of Likely Fed Hike
Mortgage rates dropped last week and are holding steady today as markets await a likely 25-basis-point hike from the Fed.
US Bank Auto Loans Review 2023
US Bank offers auto loans at great rates for borrowers with excellent credit, especially used cars or refinancing. It doesn't lend for lease buyouts
The Best Mortgage Lenders for Low Credit Scores of March 2023
The best mortgage lenders have FHA mortgages, qualifying borrowers with credit scores as low as a 580, and many accept alternative forms of credit.
The HELOC boom: With mortgage rates and home values on the rise, should you borrow against your home equity?
Interest in HELOCs has grown as home values and mortgage rates spiked. Here's how to decide is a HELOC could be a smart financial move right now.
Today's Mortgage and Refinance Rates: March 20, 2023 | Rates Low Ahead of Fed Meeting
Mortgage rates are low today following the SVB collapse. Rates could fall further depending on the outcome of this week's Fed meeting.
Today's Mortgage and Refinance Rates: March 19, 2023 | Rates Could Drop Further if SVB Run Causes Fed Pivot
Mortgage rates are holding steady today after dropping significantly last week. Rates fell following the collapse of Silicon Valley Bank.
Today's Mortgage and Refinance Rates: March 18, 2023 | SVB Collapse Pushed Rates Down This Week
Mortgage rates dropped this week and remain low today. Rates were initially increasing this month but trended down following the SVB failure.
The Best USDA Loan Lenders of March 2023
The best USDA loan lenders have low minimum credit score requirements and strong ratings from the Better Business Bureau.
The Best Lenders for FHA Loans in March 2023
Most of the best lenders for FHA loans let you get a mortgage with a 580 credit score and 3.5% down payment.
Bad credit would cost Americans as much as $20 billion to borrow money this year
Interest rates have risen significantly. Borrowing money with a personal loan costs someone with bad credit 3 times as much in interest.
Today's Mortgage and Refinance Rates: March 17, 2023 | Rates Drop as SVB Fallout Unfolds
Mortgage rates dropped this week and remain low today following the collapse of Silicon Valley Bank. Rates may continue to drop in the coming weeks.
The Best Mortgage Lenders for First-Time Buyers of March 2023
The best lenders for first-time buyers have programs specifically for first-time homebuyers, including FHA loans, and high customer satisfaction.
Current investment property mortgage rates
Check out current investment property mortgage rates using our comprehensive guide. These mortgages are more expensive and have stricter requirements.
Current second home mortgage rates
Compare current second home mortgage rates in our comprehensive guide. Mortgage rates on second homes are higher. Figure out if it fits your budget.
First-time homebuyers in Alabama can get down payment assistance, tax credits, and more
If you're a first-time homebuyer in Alabama, here are some of the best programs offered in the state to help you get into a home.
Today's Mortgage and Refinance Rates: March 16, 2023 | Rates Inch up but Remain Low
Mortgage rates are still relatively low today compared to last week. Rates dropped following the collapse of Silicon Valley Bank.
Shopping for mortgage preapproval could save you up to $1,200. Here's how to find the best deal.
Getting preapproved with four or more lenders can save you hundreds. Shopping for a lender could help you save when mortgage rates are high.
Kentucky first-time homebuyer programs offer down-payment assistance and tax credits
First-time homebuyers in Kentucky may be eligible for a mortgage with low insurance costs, or down payment assistance up to $10,000.
Today's Mortgage and Refinance Rates: March 15, 2023 | Rates Plummet Following SVB Run, CPI Release
Mortgage rates are low today following the collapse of Silicon Valley Bank and the release of February's CPI report, which showed inflation slowing.
Today's Mortgage and Refinance Rates: March 14, 2023 | Rates at 3-week Low in Response to SVB Failure
Mortgage rates are low today after the closure of Silicon Valley Bank. Rates had previously been rising in anticipation of more hikes from the Fed.
See today's 15-year refinance rates
Compare the latest 15-year refinance rates to find out if refinancing into a 15-year fixed-rate mortgage could be worthwhile.
Best Online Mortgage Lenders of March 2023
The best online mortgage lenders have user-friendly websites, and helpful features like live online chat and digital closing. Explore our top picks.
Current FHA interest rates
See current FHA interest rates and discover how these might impact your monthly mortgage payment. Rates have generally been decreasing.
SoFi Student Loans Review 2023
SoFi distinguishes itself from other student loan lenders by offering unemployment protection on its loans. The company also offers great rates.
Sallie Mae Student Loans Review 2023
Sallie Mae is one of the only student loan providers that lends to part-time students. The lender offers four months of Chegg for free with its loans.
What is owner financing?
With owner financing, a homebuyer finances their purchase through the seller rather than a traditional mortgage lender, making it easier to qualify.
Today's Mortgage and Refinance Rates: March 13, 2023 | Rates are High Now, but They Could Drop Later This Year
Mortgage rates have been increasing and are up again today. Inflation is slowing, but not as quickly as many expected, which has pushed rates up.
Today's Mortgage and Refinance Rates: March 12, 2023 | Rising Rates are Hurting Homebuyers Again
Mortgage rates remain elevated today. As rates have risen, affordability has shrunk again, pushing many homebuyers back out of the market.
Today's Mortgage and Refinance Rates: March 11, 2023 | Hot Job Market Keeps Rates High
Mortgage rates are up today and are likely to remain elevated until the Fed sees sufficient evidence that inflation is slowing.
Best HELOC Lenders of March 2023
Our favorite HELOC lenders offer low rates and other affordable features, including minimal fees and high maximum loan-to-value ratios.
Ascent Student Loans Review 2023
Ascent's student loans come with lower minimum APRs than many of the lender's competitors. You may also be eligible for a cash-back reward.
What is a mortgage lien?
Mortgage liens enable lenders to recoup their losses when a borrower defaults. Here's everything homeowners should know about mortgage liens.
Today's Mortgage and Refinance Rates: March 10, 2023 | Rates up for Fifth Week in a Row
Mortgage rates increased again this week and remain elevated today. Rates have been increasing in response to high inflation and hikes from the Fed.
LightStream vs. SoFi: Which personal loan lender is right for you?
LightStream offers lower minimum rates than SoFi on its personal loans. However, neither lender charges any fees.
SoFi Personal Loans Review 2023
SoFi is a strong personal loan lender for those with high credit scores — you'll get perks like unemployment protection and no fees required.
What is a cash out refinance? How to get money from your mortgage
A cash-out refinance is a type of mortgage that lets you tap into the equity you have in your home. The cash you receive can be used however you like.
Today's FHA refinance rates
Compare current FHA refinance rates today, and get tips on which type of FHA refinance is best for you and how to get the best rate.
Nebraska first-time homebuyer programs in 2023
If you need help paying for your mortgage in Nebraska, you may be eligible for down payment assistance through Nebraska Investment Finance Authority.
Today's Mortgage and Refinance Rates: March 9, 2023 | Powell Remarks Push Rates Back Up
Mortgage rates are up slightly today following testimony from the Fed Chair that suggested more rate hikes could be in store to tame inflation.
Delaware first-time homebuyer programs in 2023
Delaware first-time homebuyers can receive up to $2,000 in tax credit. If you qualify, you may also apply for a loan from the state or county.
Free mortgage payment calculator
Our free mortgage calculator shows how much you'll pay each month based on your down payment, home price, interest rate, and term length.
Current VA refinance rates today
Explore our comprehensive guide on current VA loan refinance rates. See VA refinance rates today and find out how you can get the best rates.
Today's Mortgage and Refinance Rates: March 8, 2023 | Rates Inch Down Slightly
Mortgage rates are slightly lower today than where they started the week. Rates have been increasing as the Fed continues to try to tame inflation.
What credit score do you need to buy a car?
The minimum credit score to get a car loan is around 660, but you won't qualify for the best rates unless your score is significantly higher.
Federal student loans often come with lower interest rates and better protections than private student loans
Federal and private loans have distinct eligibility requirements, types of interest rates, borrower protections, and more.
Jumbo loan: Definition, rates, and how to qualify
Jumbo loans are mortgages that exceed conforming loan limits, often up to $2 or $3 million. Jumbo mortgage rates are comparable to conforming rates.